With the cost of living continuing to rise, CRA Benefits November 2025 are more important than ever for millions of Canadians. As November rolls in, many families, seniors, and workers are keeping a close watch on their CRA payment dates to help manage everyday expenses. Whether it is for groceries, rent, or child care, CRA benefits offer reliable financial support that many depend on each month.
This article provides a complete guide to CRA Benefits November 2025, including confirmed payment dates, updated benefit amounts, and who qualifies. If you are expecting payments like the Canada Child Benefit (CCB), Old Age Security (OAS), or Canada Workers Benefit (CWB), knowing your schedule and eligibility can help you avoid surprises and plan your finances with confidence.
CRA Benefits November 2025 and What You Should Know
If you receive government benefits, the CRA Benefits November 2025 schedule brings good news. Several major programs, such as the CCB, OAS, and CPP, have confirmed payment dates in November, while others like the GST/HST Credit and Canada Carbon Rebate are scheduled for January. Keeping up with these dates ensures you can track deposits, stay updated on any changes, and avoid missed payments. From retirees to working families, knowing exactly when your benefits arrive makes it easier to budget and stay financially secure.
Overview Table: CRA Benefits November 2025
| Benefit Name | Payment Date (November 2025) |
| Canada Child Benefit (CCB) | November 20, 2025 |
| Old Age Security (OAS) | November 27, 2025 |
| Canada Pension Plan (CPP) | November 27, 2025 |
| Canada Workers Benefit (CWB) | November 15, 2025 (expected) |
| GST/HST Credit | No payment in November |
| Canada Carbon Rebate (CCR) | No payment in November |
| Payment Method | Direct deposit or cheque |
| CRA Deposit Label in Bank | Canada Fed or RCVT |
| CRA Online Access | CRA My Account or MyCRA app |
| Contact for Payment Delays | After 5 business days from payment date |
CRA Benefits Payment Dates for November 2025
If you rely on regular CRA payments, knowing when to expect them is key. For CRA Benefits November 2025, most recipients can expect their payments to arrive between November 15 and November 27. The Canada Child Benefit is scheduled for November 20, while Old Age Security and the Canada Pension Plan both share a date of November 27. The Canada Workers Benefit is expected earlier in the month, likely on November 15, as part of its quarterly advance schedule.
While most payments are sent by direct deposit, mailed cheques can take longer. If your payment does not arrive, CRA suggests waiting five business days before reaching out.
Canada Child Benefit (CCB) – November 2025
The Canada Child Benefit is a lifeline for families raising children under 18. The next CCB payment will be issued on November 20, 2025. This benefit is tax-free and calculated based on your net family income, the number of children in your care, and their ages.
For the 2025 to 2026 benefit year, eligible families can receive:
- Up to $7,787 annually per child under the age of 6
- Up to $6,570 annually per child aged 6 to 17
These amounts are adjusted every July in line with inflation using the Consumer Price Index. To continue receiving CCB payments, you must file your tax return each year and meet residency and caregiver criteria.
Old Age Security (OAS) and Canada Pension Plan (CPP)
Seniors who rely on retirement income can expect their next OAS and CPP payments on November 27, 2025. These two programs provide vital monthly income to older Canadians.
- Old Age Security (OAS) is available to those aged 65 and older who have lived in Canada for at least 10 years.
- Average monthly payment: $713.00
- Maximum payment: $713.34
- Average monthly payment: $713.00
- Canada Pension Plan (CPP) is based on lifetime contributions to the plan.
- Average monthly payment: $772.50
- Maximum monthly amount: $1,364.60
- Average monthly payment: $772.50
Recipients can view their detailed payment amounts through their My Service Canada Account or by checking their bank statements on the day of payment.
Canada Workers Benefit (CWB)
The Canada Workers Benefit supports low-income workers with quarterly payments. The third advance payment for 2025 is expected on November 15, 2025.
To qualify for the CWB:
- You must have filed your 2024 tax return
- Be at least 19 years old as of December 31, 2024
- Earn income within CRA’s qualifying limits
The quarterly payments represent up to 50 percent of your annual entitlement, with the rest paid out when you file your taxes. These payments are automatic, so if you qualify, you will receive them without needing to apply separately.
GST/HST Credit
There is no GST/HST Credit scheduled for November 2025. The next payment will arrive on January 3, 2026. This benefit is designed to help lower-income Canadians offset the goods and services tax they pay.
To be eligible:
- You must be a Canadian resident for tax purposes
- File an annual tax return, even if you have no income
- Your household income must fall within the CRA’s thresholds
Annual payments can reach up to $496 for individuals and $992 for families with children. If eligible, the payment will be sent automatically each quarter.
Canada Carbon Rebate (CCR)
The Canada Carbon Rebate, formerly called the Climate Action Incentive, is not scheduled for payment in November 2025. The next rebate is expected on January 17, 2026.
This quarterly tax-free payment goes to households in provinces under the federal carbon pricing system. For 2025 to 2026, typical rebate amounts include:
- $1,200 per household in provinces like Ontario or Manitoba
- Extra amounts for residents living in rural areas
The rebate is automatically paid if you have filed your taxes and qualify based on your province and residency status.
How to Check Your CRA Payments
Keeping track of your payments has never been easier. To monitor your CRA Benefits November 2025, you can:
- Log into CRA My Account to see upcoming deposits
- Download and use the MyCRA app for mobile access
- Look for direct deposits labeled Canada Fed or RCVT
- Watch for a cheque if you have not set up direct deposit
If your payment is late, CRA recommends waiting five business days before calling their support line. Always make sure your banking and address information is current to avoid delays.
CRA Benefit Eligibility Summary
| Benefit | Eligibility Criteria |
| CCB | Primary caregiver of a child under 18, filed 2024 tax return |
| OAS | 65+ years old, Canadian resident for 10+ years |
| CPP | Contributed to CPP for at least one valid year |
| GST/HST Credit | Filed tax return, within income threshold |
| CWB | 19+ years old, low-income, filed 2024 tax return |
| CCR | Resident in qualifying province under federal pricing system |
Steps to Ensure Timely CRA Payments
To make sure you do not miss your CRA Benefits November 2025, follow these simple steps:
- Enroll in direct deposit via your bank or CRA My Account
- Update your address with CRA if you move
- File your tax return every year, even with no income
- Review CRA notices and emails for policy changes
- Use online services to monitor upcoming payments
Doing these things helps keep your benefit payments on schedule and ensures you continue receiving what you are entitled to without interruptions.
FAQs
The expected dates range from November 15 to November 27, depending on the specific benefit.
No, the next GST/HST Credit payment will be issued on January 3, 2026.
Log into your CRA My Account, use the MyCRA app, or check your bank for deposits labeled Canada Fed.
The next CWB advance payment is expected around November 15, 2025.
Wait five business days after the payment date, then contact CRA support if the deposit has not arrived.
